Rates and Fees

At Golden State Cash, we simplify the process of connecting you with trusted lenders who can meet your financial needs. Please note that we do not lend money directly, do not make lending decisions, and cannot influence or provide specific information regarding your loan’s fees, rates, APR, nonpayment penalties, or renewal policies.

Our service is designed to connect borrowers with reliable lenders who offer payday loans in compliance with local regulations. While we aim to provide you with a seamless loan experience, all details regarding your loan agreement, such as rates, fees, and repayment terms, are solely determined by your lender and based on California state laws.

What You Should Know:

• Your specific loan details, including fees, interest rates, and Annual Percentage Rate (APR), will be included in the loan agreement presented by the lender after approval.
• It is crucial to carefully review the loan agreement before accepting, as it will outline important information regarding repayment terms, loan renewal options (if available), and any potential fees for nonpayment or late payments.

While we offer this service free of charge, we strongly advise you to take the time to consider multiple offers and select the one that best suits your financial situation. You are under no obligation to accept the first offer you receive, and we encourage you to fully understand all terms and conditions before proceeding.

Nonpayment and Late Payments

Failure to repay your loan on time may result in additional fees, negatively affect your credit score, and could lead to collection efforts. If you find yourself unable to make a payment by the due date, contact your lender as soon as possible to discuss available options.

Loan Renewals

Some lenders may offer loan renewal or extension options, depending on their policies. Each lender operates under their own renewal guidelines, so be sure to review this information thoroughly before making any decisions.

If you have questions regarding your specific loan agreement or terms, please reach out directly to your lender. Golden State Cash is here to assist with any questions regarding our online service.

Disclaimer: The information provided above is for informational purposes only and does not constitute legal advice.

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